Storm and Rain Water Damage Cleanup in Frisco, TX

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Storm water damage in Frisco, TX usually arrives one of three ways: hail or wind damages the roof and rain gets into the attic, wind-driven rain pushes through windows, doors and siding, or a flash-flood downpour overwhelms yard drainage and water comes in under doors and through the garage. North Texas spring storms bring large hail and sudden heavy rain, and late-summer events can be extreme: parts of the DFW area got more than ten inches of rain in a day in August 2022. We connect you with an independent local crew to extract the water and dry the house.

Rainwater vs. floodwater

This distinction matters for cleanup and for insurance. Rain that comes through a damaged roof or window is usually treated as clean or gray water. Water that flows in from outside across the ground is surface floodwater, which picks up soil, lawn chemicals and sometimes sewage, and is treated as contaminated (Category 3). Cleanup for floodwater is more involved, and standard homeowners policies generally exclude flood; it's typically covered only by separate flood insurance, such as a National Flood Insurance Program policy.

After the storm

Stay out of rooms with standing water if the power is on, and never wade through floodwater outside.
Cover roof damage or broken windows with a tarp or plastic if it's safe. Many roofers offer emergency tarping.
Photograph the outside damage (roof, hail dents on gutters and vents, broken windows) and the inside water.
Report the claim to your insurer. Be careful with door-to-door storm chasers, and get any contract in writing.
Start drying. Wet insulation and drywall don't wait for the adjuster.

Keeping water out next time

Keep gutters and downspouts clear and extended away from the foundation.
Make sure soil and flower beds slope away from the house, which also helps clay-soil foundations.
Check that the garage threshold seal and door sweeps are intact.
After hail, have the roof inspected even if you don't see leaks yet.

Typical cost ranges

Job	Typical range*
Extraction and drying, clean water	$4 – $6 per sq ft
Extraction and cleanup, contaminated floodwater	$9 – $12 per sq ft
Extensive damage, multiple rooms	$5,000 – $15,000

*HomeGuide, Water Damage Restoration Cost (Feb 2026), homeguide.com/costs/water-damage-restoration-cost. National ranges, rounded; not quotes. Your price depends on how much is wet, the water category, what has to be removed and after-hours fees, so get a written estimate before work starts.

Common questions

Does homeowners insurance cover storm water damage?

Water that enters through storm damage to the roof or windows is often covered under many policies; rising surface water usually is not without flood insurance. Ask your insurer. Texas law doesn't allow contractors to adjust claims for you, so be wary of anyone who says they will.

Someone knocked on my door offering to pay my deductible. Is that legal?

No. In Texas it's illegal for a contractor to waive, absorb or rebate an insurance deductible, and the homeowner is expected to pay it. A legitimate company will collect your deductible.

Floodwater got into my garage only. Do I need cleanup?

If it reached drywall, stored items or the house door, yes, at least clean and disinfect. Floodwater is contaminated, so wet drywall and cardboard boxes it touched usually need to go.

How soon should drying start after a storm?

As soon as the water is stopped and it's safe. After big storms crews get booked up, so call early even if the adjuster can't come for days.

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Where we take storm & rain water damage calls

We take requests from Frisco, Prosper, Celina, Little Elm, McKinney and The Colony. Each city page covers the local housing and the water problems we hear about most there: